When you suffer personal injury from a car accident, the first thing you need to do is find a good personal injury attorney. This is the best way to ensure you get the best representation and increase car accident injury settlement amounts. You also need to take time to understand how insurance providers handle personal injury cases. Here is everything you need to know and also tips on how you can maximize car injury settlement amounts.
- Insurance Companies Don’t Usually Settle
Once you file your car accident claim case, insurance companies will investigate your case to find enough reason not to compensate you. It is therefore important for you to be careful about your dealings with the insurance company as it can make or break your case. They will investigate your accident case thoroughly and also try to find medical grounds like previous health conditions to diminish your case. Depending on the seriousness of the claim case, some insurance companies go as far as hiring a private investigator to track the plaintiff’s whereabouts. Some malicious insurance representatives will try to use tricks to discredit your case. Private investigators will carry tape recorders and try to get information from you that can discredit your case in court. It is, therefore, important to ensure you do not talk to the accused or their attorney in the absence of your accident attorney.
- Be Honest with Your Attorney
If you had any preexisting injuries or physical disabilities before the accident, it is important to let your attorney know. Most good cases are lost or compromised because information about the victim’s health condition was not disclosed to their attorney. The opposing counsel will go to great lengths to discredit your case. They will find this information and use it as evidence against you.
- Allow Your Attorney Access to The Doctors Who Treated You Before and After the Accident
Insurance companies will obtain your pre-accident and post-accident medical repairs as they look for evidence to use against your case. Most of the time they will be looking for a way to prove that the injuries you are claiming compensation for existed before the accident. Therefore, it’s important to allow your attorney access to these files. It will enable them to build your case and stop any attempts by the insurance company to discredit your case.
- Be Honest with Your Doctor
Most people with withhold some information about their physical state from their doctor out of shame. You should never be ashamed to disclose to your doctor any pains or discomforts you feel. Most car accident injury settlement amounts are based on the doctor’s diagnosis and also treatment. Remember that the doctor’s records will be used as evidence in the case. The level of damage done by the accident plays a significant role in determining your settlement amount.
- Keep All Your Medical Receipts, Prescriptions, and Records
Give your accident attorney all receipts and prescriptions related to the accident. If you purchased other items such as canes, crutches, neck braces, bandages, and splints, remember to hand them over as well. They too will be used to assess the financial burden you have suffered due to the accident.