Ever been in a hit and run accident? One minute you’re driving carefully minding your own business and the next someone hits your car and speeds off. This can cause damage to your car and even cause personal injuries. It is important for you to know what steps you must take in case you are a victim of a hit and run. What you do after the accident can determine whether or not you get compensation for damages done. Here’s what to do immediately after the accident.
1. Call the Police
The most obvious thing to do after an accident is to call 911. You need to report the accident and any injuries sustained. The police will come to the scene of the accident, record statements from you and any witnesses, and ensure anyone in need of medical attention gets it. Give as much details as you can about the hit and run accident.
2. Collect Your Evidence
Take down details of the vehicle that hit you. This includes unique identifiers such as colors and markings. If you can recall the license plate number, you need to write it down. Make sure to take pictures of the scene and witnesses, if any, for their contact details.
3. Contact You Attorney
You’ll need a lawyer. This way, you will have someone to handle your claims case. They will know how best to handle your case with your insurance company to ensure you get compensated. Personal injuries lawyer firms such as Futerman Partners mostly handle personal injury cases on a contingency basis. This means that you do not need to pay them upfront or from your pocket. Your attorney will ask for a percentage of your settlement money.
4. Contact Your Insurance Company
It is important that you contact your insurance company as soon as possible and report the hit and run accident. Your attorney may be in a position to do this on your behalf. Either way, you will need to make a motor vehicle compensation claim to be able to repair the vehicle. You will be able to benefit from the unidentified motorist cover even though this is a limited coverage. If you want to be fully compensated, you would have to work together with your attorney, law enforcement, and your insurance company to identify the hit and run perpetrator. This way, they will be brought to book and their insurance can cover your damages.
5. Get Inspection and Repair Estimates
You need to get the vehicles damages inspected. Your insurance company might send a trained inspector to handle the process or have you take it to a specific repair shop. It is at this point that the repair estimations will be made. If the inspection and assessment is done at a repair shop, there is a chance that the insurance company might not agree with the estimate. If this happens, the insurance company will send the inspector to do their own assessment. You should get compensated once everything has been worked out.
While a hit and run accident can be devastating, you can always manage the outcomes by handling the situation the right way.